Anchor & Bloom is in the process of becoming an INN provider with Aetna. Currently, Anchor & Bloom operates as an out-of-network provider for all other plans and does not participate directly with any other insurance panels. I am excited to announce that I have partnered with Mentaya to assist clients in utilizing their out-of-network benefits for potential reimbursement on psychotherapy in New Jersey.
✨ If your insurance plan offers out-of-network benefits, it means they will cover a portion of the cost when you see a licensed social worker or therapist who doesn't have a direct contract with your insurance company.
✨ Unlike in-network providers, who bill your insurance company directly, with out-of-network therapists, you pay for the session upfront and then submit a claim to your insurance for reimbursement.
✨ Insurance companies often reimburse a percentage of the therapist's fee, typically after you meet an out-of-network deductible. For instance, after you meet a $1,000 deductible, your insurance may reimburse 50-80% of the session cost.
✨ Out-of-network benefits provide you with the flexibility to choose a therapist based on your needs and preferences, not just those in-network.
If you're interested in virtual therapy or need to check your out-of-network benefits, visit mentaya.com/b/anchorandbloomtherapy.